Sumit works at Visa as a Sr Director of Innovation Development in San Francisco. Before coming to Visa, he spent two years at EA and 9 years at Microsoft as developer/manager, optimizing several Microsoft products for performance and usability, including adCenter (now Bing Ads), Bing Shopping, Microsoft.com, and Cloud TV (Mediaroom). He has worked in Microsoft Redmond, Vancouver, Copenhagen, and Silicon Valley campuses. Sumit received his MBA in IT and Systems in 2002 and is currently working on his dissertation for a PhD in Computer Information Systems.