Babar Yousuf pioneered award winning mobile-microfinance to a market size of 180 million unbanked, with Tameer aka Telenor Bank. Invited to speak on these innovations at the United Nations. In 2017 Yousuf introduced Pineapple www.pineapple.world, the first Triple Bottom Line (3BL) consensual ledger for people, planet and wealth. In this social blockchain, non-technical users can mine coin with the actions comment, like, share and follow.